Pioneering Alternative Credit Scoring for MSME Business Loans and Retail

These products can be accessed by any business entities which have a business agreement with AIForesee.

A data aggregator is a platform or service that collects data from various sources and makes it accessible to users through an Application Programming Interface (API).

AIForesee offers access to a wide range of data such as financial, demographic, geographic, tax validation, company profiling, utilities, social media data, and more, based on the services they offer and data sources they integrate.

Businesses can leverage APIs to access valuable data for market analysis, customer insights, product development, automation, enhancing user experiences, and making data-driven decisions without the need to source data individually from multiple providers.

Yes, AIForesee often offers various access tiers or subscription plans with different levels of access, features, and usage limits. Users can choose a plan that suits their specific needs and budget.

Data sources can vary and might include government entities, private companies, financial institutions, social networks, and other data providers who grant permission for the data to be used. Customer consent must be obtained legally first by users prior to processing with our products.

Utilising data from AIForesee allows developers and businesses to access extensive information aiding in decision-making, market analysis, identity verification, fraud detection, and more without directly accessing primary data sources.

Using APIs generally requires a basic understanding of programming languages, API documentation interpretation, and integration methodologies, though some providers offer user-friendly interfaces and tools.

AIForesee have validation processes and regularly update data to ensure its reliability. However, data reliability also depends on the original source and the update policies of these sources.

AIForesee may have usage restrictions, such as rate limits, access quotas, or restrictions on specific types of data accessed through certain plans or subscriptions.

API integration refers to the process of connecting or linking systems, applications, or platforms with an API provided by a service or data aggregator to enable the exchange of data and functionalities between them.

Usually, prerequisites involve registering for API access, obtaining authentication credentials (such as API keys or tokens), understanding the API documentation, and ensuring compatibility with the system or platform.

Integration usually involves obtaining API keys or tokens, understanding API documentation, configuring endpoints, making requests, handling responses, implementing error handling, and ensuring security measures.

AIForesee offers sandbox or testing environments where developers can simulate API interactions without affecting live data, allowing them to test and validate integrations before deployment.

Integrating with APIs often requires programming knowledge, especially in languages like JavaScript, or others, to send requests, process responses, and manage data exchange between systems.

AIForesee offers sample code, sandbox environments, and comprehensive documentation to help developers integrate their APIs into various systems or applications.

AIForesee employs robust security measures like data encryption, access controls, and regular security audits to safeguard user data from unauthorised access or breaches.

AIForesee implements measures like firewalls, intrusion detection systems, and encryption to protect against various cyber threats such as DDoS attacks, SQL injection, or unauthorised access.

AIForesee adheres to Indonesia’s Law No. 17 of 2022 concerning Personal Data Protection (PDP Law), which is closely aligned with international data privacy standards and is largely modeled on the European Union’s General Data Protection Regulation (GDPR). In addition, AIForesee is officially registered with the Financial Services Authority of Indonesia (OJK) as an Information Credit Service (ICS) provider and complies with the regulatory requirements set out under the Financial Sector Technology Innovation (ITSK) framework. We are also ISO/IEC 27001:2022 certified, demonstrating our commitment to the highest standards of information security management. This comprehensive compliance ensures that our API services uphold the principles of data confidentiality, integrity, and availability in every process involving personal and credit-related data.

AIForesee utilises secure authentication methods like API keys, OAuth tokens, or other authentication mechanisms to control access and ensure only authorised users can access data.

AIForesee use encryption protocols (like SSL/TLS) for end-to-end encryption, ensuring data remains secure during transmission between systems

AIForesee have monitoring systems that detect anomalies or potential threats. We also have incident response plans to address and mitigate security incidents promptly

AIForesee regularly update their systems with security patches and enhancements to address vulnerabilities and ensure robust security measures are maintained.